40+ Years · 29 Institutions · Only White Money
Er. Bhupendra P. Singh, MRICS — Chartered Engineer and Government Registered Valuer. Empanelled with India's leading banks, High Courts, and regulatory bodies.
✓Fits RBI Guidelines for ValuerChief Valuer & Founder
Chartered Engineer · Government Registered Valuer · IBBI Insolvency Professional
“Poorer the quality of valuation, higher the chances of NPA.”
— Er. B.P. Singh, addressing banks on mortgage risk
Empanelled With 29 Banks, Courts & Regulatory Bodies
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Our Services
Every report is signed personally by Er. B.P. Singh, MRICS — including a physical site visit, compass-verified boundary description, and photographic documentation. Authenticity no competitor can match.
Banking & Finance
Home buyers & property owners applying for bank loans or LAP
RBI-compliant mortgage valuation reports accepted by all 29 empanelled institutions. Compass-verified boundary, photographic documentation, and physical site inspection — exactly as mandated by RBI guidelines for empanelled valuers.
✓ Physical site visit & photographs included
NPA & Recovery
Banks, ARCs, and recovery officers managing stressed assets
Realizable value assessments for symbolic possession, DM notices, and e-auctions under SARFAESI Act 2002. Expert witness experience includes CBI bank fraud proceedings and Debt Recovery Tribunal matters.
✓ Physical site visit & photographs included
NRI Services
NRIs and overseas Indians managing Indian property from abroad
Certified valuation reports dispatched internationally. Accepted for NRI home loans, property sale, capital gains, inheritance, and succession. Notarised versions available on request for foreign consulates.
✓ Physical site visit & photographs included
Embassy & Visa
Visa applicants requiring proof of Indian assets for immigration
Physical on-site inspection adds the authentication embassy reviewers demand. Reports include compass-verified boundary description, government-stamp backed certification — credibility that desk-only valuations cannot provide.
✓ Physical site visit & photographs included
Income Tax
Property sellers and heirs computing long-term capital gains
Fair Market Value as on April 1, 2001 for Long-Term Capital Gains under Income Tax Act Section 55(2)(b). CBDT-recognised methodology with government-registered valuer certification required for IT assessments.
✓ Physical site visit & photographs included
HNI & Private
High-net-worth families, estate planners, private wealth advisors
Valuation for family property divisions, wealth tax planning, private lending collateral, and net-worth statements. Discretion, accuracy, and legal certifiability for complex multi-asset portfolios.
✓ Physical site visit & photographs included
Judicial
Litigation parties, arbitrators, and High Court appointed matters
Appointed to the expert panel of the Honorable High Court of Delhi. Reports accepted by DRT, NCLT, and arbitration tribunals. Expert witness in CBI bank fraud proceedings and company matter committees.
✓ Physical site visit & photographs included
Tax & Compliance
Taxpayers facing IT raids, assessments, or Black Money Act notices
Registered under Income Tax Act 1961 (Section 132), Black Money Act, Companies Act, and Wealth Tax Act. Valuations prepared to withstand full regulatory scrutiny and IT department examination.
✓ Physical site visit & photographs included
Insurance
Homeowners, property insurers, and mortgage protection providers
Reconstruction cost and market value assessments for property insurance coverage and claims. Physical inspection-backed reports give insurers and policyholders defensible, legally valid valuations.
✓ Physical site visit & photographs included
NBFC & HFC
NBFCs and housing finance companies processing LAP or mortgage loans
Loan-against-property valuations for non-banking mortgage lenders. Same IBBI-registered, RBI-aligned methodology as bank mortgage reports — ensuring regulatory compliance for alternative lending institutions.
✓ Physical site visit & photographs included
The MVE Difference
Every report includes an on-site inspection, boundary verification with compass, and dated photographs. Competitors charge less but provide desk-only reports that banks, courts, and embassies may reject.
Methodology strictly follows RBI guidelines for empanelment of valuers. Reports carry the credibility that formal proceedings — banks, courts, tax authorities — demand.
Empanelled with 29 institutions including SBI, Canara Bank (SARFAESI panel), IBBI, Delhi High Court, SEBI, CBDT. Valuations accepted by banks, courts, embassies, and tax authorities.
Specialist in realizable value: the price achievable in a white-money-only, time-constrained forced sale — a concept generic valuation tools ignore completely. 40+ years of Delhi NCR market intelligence.
Government Recognition
Er. Bhupendra Pratap Singh received the 1st Prize in the Service Sector from the Chief Minister and Governor of Uttar Pradesh — recognising Mortgage Valuation Experts as the Only Valuation Service Exporter from Uttar Pradesh.
The only valuation firm in the state exporting professional services to international clients through NRI valuation reports, cross-border mortgage documentation, and overseas visa property assessments.
“Poorer the quality of valuation, higher the chances of NPA.”
As Featured In
Expert commentary on mortgage valuation, NPA risk, and SARFAESI methodology.
Publications & Media
Authored articles, expert commentary, and media appearances spanning 17 years of published research on SARFAESI, NPA risk, and black-money adjustments.
Explains why mortgage value is always lower than market value — and why banks transacting only in white money face a structurally smaller buyer pool.
Foundational framework on distress sale value, symbolic possession, and the judicious white-money adjustment — now standard reference in bank valuation.
"Banks will finance home loans only at the rate at which property has been registered" — B.P. Singh, Chief Valuer, MVE, on secondary market corrections.
B.P. Singh exposes how symbolic possession enables corrupt practices and leads banks to write off ₹68,064 Cr in bad debts.
Peer-reviewed analysis of how black money distorts real estate valuations and the adjustments valuers must make for mortgage and SARFAESI purposes.
B.P. Singh appears as Chief Valuer on national business TV, citing flawed provisioning as the root cause of ballooning bank losses on mortgage assets.
Get Started Today
Speak directly with Er. B.P. Singh — Government Approved Valuer, IBBI Registered, MRICS — with 40+ years of field experience. Every report includes a physical site visit and photographs.
IBBI/RV/02/2019/11959 · Registered Valuer (Land & Building) · IOV RVF
Reports accepted by all Scheduled Banks, NBFCs, Courts & Government Authorities
