Research & Publications
40+ Years of Published Expertise
Peer-reviewed research, national media coverage, and professional journal contributions shaping India’s understanding of mortgage valuation, black money impact, and SARFAESI Act compliance.
National Newspaper Articles
Media Commentary & Expert Analysis
The Indian Express
05 July 2008
Black and White of Mortgage
Explains the critical difference between mortgage value and black market value in Indian real estate, and why banks must insist on white-money-only transactions to protect their loan books from systemic NPA risk.
Read Article →DNA India
19 July 2018
Banks’ ‘Symbolic Possession’ Leading to Huge Write-offs
Expert commentary on how symbolic possession under SARFAESI Act enables corrupt practices in bank asset auctions, causing massive write-offs. Calls for mandatory physical possession before any auction process.
Read Article →Hindustan Times
18 October 2008
Desperately Seeking Buyers
Expert commentary on the 2008 real estate market correction, NPA implications, and the exit of speculators from the market. Quoted as Chief Valuer, Mortgage Valuation Experts, on distress sales and realistic property pricing.
Print edition — archive only
Professional Journals
IOV RVF & ICAI RVO Research
ICAI RVO — The Valuation Perspective
April 2025
Significance of Boundaries of a Property in Title Document
Read Journal →Indian Valuer Journal
September 2008
Mortgage Valuation After the Advent of SARFAESI Act, 2002
Print edition
Legal & Official References
Court, Regulatory & Government Sources
CBI Court Case — Expert Witness PW-20
Delhi High Court — JVG Group matters
Canara Bank SARFAESI Panel Valuers List (Scribd)
Verified empanelment documentation
Canara Bank Official SARFAESI Panel
Canara Bank.in official website
RBI Valuer Guidelines
RBI Notification — Panel Valuers requirements
NGDRS Circle Rate Reference
National Generic Document Registration System — Valuation
Institution of Valuers
Professional body for registered valuers in India
Video
Er. B.P. Singh on Zee Business
Discussing bank provisioning, NPA resolution and property valuation standards with the Zee Business editorial team.
Commission a Certified Valuation
The same depth of research that informs these publications goes into every valuation report. IBBI-registered, court-accepted, bank-approved.
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